What These Terms Cover and How They Apply
These terms set out the conditions under which you may access and use toix22 in Indonesia. Eligibility is governed by applicable local law — it is your responsibility to confirm that access is lawful in your location before registering an account. By completing the account registration
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flow and linking a payment method such as DANA, OVO, or GoPay, you confirm you have read and accepted these terms in full. We may update these terms periodically, and the revised version takes effect as soon as it is published on this page. Continued use
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of your account after an update constitutes acceptance of the new terms. We do not accept accounts on behalf of third parties — the wallet you link (whether DANA, OVO, or GoPay) must belong to you personally, and your account name must match the wallet holder
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name. Any mismatch may result in a withdrawal hold pending verification. Deposits made via local e-wallets are subject to the applicable limits and processing conditions of those wallet providers. We reserve the right to suspend or close accounts found to be in breach of these terms,
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and we will act on formal legal requests from competent authorities where required by law.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.